Tenants in Common: Complete UK Guide 2026

Tenants in Common UK property ownership showing separate 50% shares of a family home

At a Glance Tenants in Common is a way for two or more people to own a property together while each person owns a separate share. Unlike Joint Tenants, your share does not automatically pass to the other owner when you die and can instead pass under your Will. This gives homeowners greater control over […]

Life Interest Trusts

Life Interest Trust Will protecting a family home and children's inheritance

At a Glance Life Interest Trusts provide long-term security for a surviving spouse or partner while protecting the underlying capital for your chosen beneficiaries. For homeowners, it can give the survivor a lifelong right to remain in the family home while preserving the deceased owner’s share for children or other beneficiaries. A Life Interest Trust […]

Are Next of Kin Responsible for Care Home Fees? 2026 UK Guide

Are Next of Kin Responsible for Care Home Fees? A compassionate nurse caring for an elderly man, both smiling, in a high-quality UK care setting.

At a Glance Regarding the question, “Are Next of Kin Responsible for Care Home Fees?”—the answer in 2026 is No. Under the Care Act 2014, next of kin are not legally liable for a relative’s care costs in the UK. However, while your personal savings are safe, the family home remains 100% vulnerable to being […]