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Wills & LPA Pricing 2026 | Professional Drafting & Collection | Xwills
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Wills & LPA Professional Fees 2026

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Xwills provides professional Will writing and LPA drafting services across England and Wales. We offer expert fixed-fee drafting for Standard Wills (£99), Property Protection Trust (PPT) Wills (£445), and LPAs (£195), including 0% interest payment plans and full SWW-qualified signing support as standard.

⏱️ Drafting TimeNormally 2–4 working days.
⚖️ OPG TimelineRegistration takes 7–8 weeks.
🆔 ID VerificationSecure external check during onboarding.
💻 Remote ExpertsConsult via Phone, Zoom, Teams & Email.

“What’s included in our professional legal drafting?”

Our professional legal drafting includes a full consultation, appointment of executors and guardians, and a comprehensive signing guide. For PPT Wills, we include Land Registry searches and SEV form drafting. For LPAs, we provide attorney advice and full OPG registration guidance to ensure your documents meet all statutory requirements in England and Wales.

All Professional Wills

  • Full Consultation & Draft Sign-off Call
  • Appointment of Executors & Guardians
  • Professional Drafting by SWW Members
  • Digital Legacy Protection Guide
  • Comprehensive Signing & Witnessing Guide
  • Ongoing support pre and post-signing

PPT Home Trust

  • Land Registry Search & SEV Form Drafting
  • Protects home from care fee estate erosion
  • Life Interest Trust Provisions for partners
  • Remarriage Protection for children's inheritance
  • Direct Land Registry Filing support

LPA Drafting Services

  • Attorney & Replacement Selection advice
  • Preferences & Instructions Customisation
  • Full OPG Registration Filing Guidance
  • Capacity & Identity Verification Checks
  • Sign-off Call to verify document accuracy

"How does a Property Protection Trust (PPT) work?"

A Property Protection Trust (PPT) works by severing the joint tenancy of your home into 'Tenants in Common'. This allows each partner to leave their 50% share into a life interest trust. This ringfenced asset is protected for your heirs from being seized for care home fees or lost through a surviving partner's remarriage.

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1. Sever the Tenancy

We change your home ownership from 'Joint Tenants' to 'Tenants in Common'. You still own 100% together, but now have a defined 50% share each.

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2. The Life Interest

Your Will grants the survivor a 'Life Interest'. They have a legal right to live in the home, sell it, or move—but they do not "own" your 50% share outright.

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3. Ringfenced Assets

Because the survivor doesn't own your half, that 50% cannot be seized for care fees or lost if they remarry. It is locked safely for your children.

Included in all PPT Wills: Land Registry searches and SEV Form drafting for complete peace of mind.

“How much do standard and PPT Wills cost?”

In 2026, Xwills provides professional Will drafting starting at £99 for a Single Standard Will and £169 for Mirror Wills. Property Protection Trust (PPT) Wills, which include property severance and trust provisions, are priced at £345 for individuals or £495 for couples, offering fixed-fee protection for the family home.

Online Only
£19
Single Digital Will
Online Only
£29
Mirror Digital Wills
Single Will
£99
Standard Drafting
Mirror Wills
£169
Couple (Standard)
PPT Single
£445
Property Trust
PPT Mirror
£695
Property Trust

“How much do LPAs cost in 2026?”

Lasting Power of Attorney (LPA) drafting costs £195 for one person (either Health or Finance) or £245 for both types. For couples, one type costs £245, while a full mirror package for all four documents is £395. Note that the Office of the Public Guardian (OPG) charges a separate statutory registration fee of £92 per document.

Statutory Types of Lasting Power of Attorney:

1. Health and Welfare: Authority over medical care, daily routine, and life-sustaining treatment. Active only if you lose capacity.
2. Property and Financial Affairs: Authority over banking, bill payments, and property sales. Can be active immediately.
1 Person (1 Type)
£195
Health OR Finance
1 Person (Both)
£245
Health AND Finance
Couple (1 Type)
£245
Health OR Finance
Couple (Both)
£395
All 4 Mirror Documents
*Statutory OPG registration fee is £92 per document.

“What is The Premium Protection Collection?”

The gold standard in legacy planning. Curated for those who value absolute financial continuity, legal clarity, and estate security.

Tier I: Essential

Mirror & Choice

"Financial continuity for cohabiting couples."

What is Included:
  • Bespoke Mirror Wills
  • Property & Finance LPAs
  • Secure Document Custody
  • National Will Register Entry
Tier II: Complete

Mirror Complete

"Total Health and Financial authority."

What is Included:
  • Bespoke Mirror Wills
  • Health & Welfare LPAs
  • Property & Finance LPAs
  • Life-Sustaining Treatment Clauses
Tier III: Preservation

Property & Choice

"Ringfence your home for your heirs."

What is Included:
  • PPT Mirror Wills
  • Severance of Tenancy with Land Registry
  • Property & Finance LPAs
  • Tenancy Severance (Land Registry)
  • Life Interest Trust Provisions
Tier IV: Ultimate

Family Protection

"Maximum Care Fee & Succession security."

What is Included:
  • PPT Mirror Wills
  • Severance of Tenancy with Land Registry
  • Full 4-Document Mirror LPAs
  • Care Fee Erosion Protection
  • Sideways Disinheritance Prevention

Document Management & Payments

📭 Delivery & Upgrades
Physical Delivery (Binding & Tracked Postage): £24.95
Secure Storage & Will Register Entry: £29/year (Includes National Will Registry (NWR) entry worth £30).

💳 Interest-Free Plans (0% APR)
We offer the following options to spread the cost:
3-Month Plan: Available over £300.
6-Month Plan: Available over £600.

⚖️ Flexible Payment Terms

Pay in Milestones
For comprehensive planning (Trusts & The Premium Protection Collection):

  • 20% Initial Deposit: Secure instruction & onboarding (Non-refundable).
  • 30% Draft Completion: Due upon delivery of initial drafts for review.
  • 50% Final Version: Due upon approval, prior to execution.

Simple Flat Fees
Single & Mirror Wills: 100% payment upfront to fast-track your application and move straight to drafting.

Frequently Asked Questions

“Can a PPT Will protect my home from care home fees?” Yes. By severing the tenancy and creating a life interest trust, your 50% share of the property can be ringfenced for your heirs. This means only the surviving partner's share is assessed for care fees, helping protect half the property value for your children.
“Do I need a solicitor for an LPA?” No. Our professional SWW drafting meets all statutory legal standards for OPG registration.
“Do you work across England and Wales?” Yes. As a remote-first service, we provide professional drafting for clients across all of England and Wales via Phone, Zoom, or Teams.
“Can I pay for my Will monthly?” Yes. We offer 0% interest payment plans over 3 or 6 months depending on the total spend level.