A structured breakdown of Office of the Public Guardian (OPG) fees, legal professional costs, and procedural requirements for setting up an LPA.
The people you appoint are called your attorneys. Depending on the type of LPA, they can help with financial matters, property, health or welfare decisions.
This can allow your attorneys to help manage matters such as bank accounts, bills, investments and property, subject to the authority given in the LPA.
This can allow your attorneys to make certain decisions about your care, welfare and medical treatment if you are unable to make those decisions yourself.
A Property & Financial Affairs LPA deals with money and property, while a Health & Welfare LPA deals with personal care and welfare decisions.
In 2026, the cost of Lasting Power of Attorney registration is £92 per document (£184 for both). Total costs typically fall into three tiers:
Information verified against latest GOV.UK OPG guidance .

| Application Path | Total Cost (Est) | Primary Benefit | Risk Level |
|---|---|---|---|
| DIY (Online) | £92 | Lowest upfront cost | Higher (Procedural errors) |
| Assisted (Xwills) | £287 | Balanced compliance | Low (Professional review) |
| Solicitor | £542 – £1,042+ | Legal representation | Minimal (Indemnity) |

A significant number of applications are returned for correction each year due to errors in completion. These administrative delays may result in the loss of the £92 fee. Common issues reported by the OPG include:
Without an LPA, family members have no automatic legal right to manage your affairs. The alternative is a Court of Protection Deputyship. Official guidance indicates this can be a significantly more expensive and protracted process:

Registration typically takes 8–10 weeks via the OPG, which includes a mandatory 4-week statutory period for objections.
Financial institutions act in accordance with a valid registered LPA. It is generally advisable to register the LPA with your bank as soon as it is returned by the OPG.
Eligibility for a 50% fee remission (£46) is based on gross annual income (commonly under £12,000). From 2 February 2026, Universal Credit claimants are assessed strictly against this threshold.
Avoid procedural errors and administrative rejections with a specialist review.
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