How Much is a Power of Attorney UK? 2026 Cost & Fee Guide
ENGLAND & WALES • UPDATED APRIL 2026

LPA Fees UK 2026: The Complete Guide

A structured breakdown of Office of the Public Guardian (OPG) fees, legal professional costs, and procedural requirements for setting up an LPA.

What is a Lasting Power of Attorney?

A Lasting Power of Attorney (LPA) is a legal document that allows you to appoint people you trust to make certain decisions for you.

The people you appoint are called your attorneys. Depending on the type of LPA, they can help with financial matters, property, health or welfare decisions.

What are the two types of LPA?

Financial decisions

Property & Financial Affairs LPA

This can allow your attorneys to help manage matters such as bank accounts, bills, investments and property, subject to the authority given in the LPA.

Health decisions

Health & Welfare LPA

This can allow your attorneys to make certain decisions about your care, welfare and medical treatment if you are unable to make those decisions yourself.

Do I need both types of LPA?

The two LPAs cover different types of decisions, so many people choose to put both in place.

A Property & Financial Affairs LPA deals with money and property, while a Health & Welfare LPA deals with personal care and welfare decisions.

How much is a power of attorney in the UK?

In 2026, the cost of Lasting Power of Attorney registration is £92 per document (£184 for both). Total costs typically fall into three tiers:

  • DIY via GOV.UK: £92 per document – statutory fee only.
  • Assisted preparation: from £195 per document + OPG fee.
  • Solicitor-led service: often £450–£950+ per document + OPG fee.

Information verified against latest GOV.UK OPG guidance .

Flowchart of the 8-10 week Lasting Power of Attorney (LPA) registration process in England and Wales showing drafting, 4-week statutory waiting period, and £92 OPG fee.
The standard 8-10 week journey for an LPA registration in 2026.

LPA Cost Comparison & Risk Matrix

Application PathTotal Cost (Est)Primary BenefitRisk Level
DIY (Online)£92Lowest upfront costHigher (Procedural errors)
Assisted (Xwills)£287Balanced complianceLow (Professional review)
Solicitor£542 – £1,042+Legal representationMinimal (Indemnity)
LPA cost comparison by Andrew Walters MSWW showing DIY (OPG Fee £92 only), Specialist (XWills) (£195 Service + £92 OPG Fee = £287 Total), and Solicitor (£400+ Service + £92 OPG Fee = £492+ Total). Updated for April 2026.
Total Bottom-Line Costs: A transparent comparison of specialist drafting fees plus the mandatory £92 OPG registration fee.

Why Professional Review Reduces Rejection Risks

A significant number of applications are returned for correction each year due to errors in completion. These administrative delays may result in the loss of the £92 fee. Common issues reported by the OPG include:

  • Incorrect Witnessing: An Attorney cannot witness the Donor's signature.
  • Signing Sequence: The Donor must sign before the Certificate Provider and Attorneys.
  • Conflicting Instructions: Using wording that the OPG deems legally "unworkable."

Financial Risks: The Cost of Inaction

Without an LPA, family members have no automatic legal right to manage your affairs. The alternative is a Court of Protection Deputyship. Official guidance indicates this can be a significantly more expensive and protracted process:

Comparison chart by Andrew Walters MSWW showing LPA (£92 fee) vs Court of Protection Deputyship (£421 court fee). Highlights the 8-10 week LPA timeline versus the 6-12 month Deputyship delay.
Financial Risk Matrix 2026: Proactive LPA registration (£92) vs. reactive Court of Protection Deputyship (£421+). Professional drafting by Andrew Walters MSWW.
  • Application Fees: £421 per type of deputy.
  • Timeframe: Often 6 to 12 months for a court order.
  • Supervision: Approximately £320 annual fee in most cases.

Frequently Asked Questions

How long does OPG registration take?

Registration typically takes 8–10 weeks via the OPG, which includes a mandatory 4-week statutory period for objections.

Do banks have to recognise an LPA?

Financial institutions act in accordance with a valid registered LPA. It is generally advisable to register the LPA with your bank as soon as it is returned by the OPG.

What is the 2026 OPG fee reduction?

Eligibility for a 50% fee remission (£46) is based on gross annual income (commonly under £12,000). From 2 February 2026, Universal Credit claimants are assessed strictly against this threshold.

Secure Your Future with Professional Drafting

Avoid procedural errors and administrative rejections with a specialist review.