Mirror Complete | Premium Protection Collection | Xwills
Premium Protection Collection

Tier II: Total Couple's Authority

Mirror Complete

The complete circle of protection. Our Tier II suite is designed for couples who want absolute authority over both their financial legacy and their medical welfare.

The Comprehensive Planner

For those who realise that protecting your money is only half the battle. You want your partner to have legal standing in the hospital room, too.

Vulnerable Advocates

Essential if you have specific medical wishes or care preferences and want a trusted partner—not the state—to enforce them.

High-Certainty Couples

Ideal for couples who want the "Mirror" effect applied across all four legal pillars of life: Finance, Property, Health, and Welfare.

Pillar I

Mirror Wills
The Legacy Blueprint

  • Executor Appointments: Name your trusted leads for probate.
  • Guardianship: Secure the legal future of your children.
  • Legacy Gifting: Ensure sentimental items reach the right hands.
A high-end legal illustration for a Mirror Will, titled 'PILLAR I: THE LEGACY BLUEPRINT' in Roman numerals. The golden blueprint features an intertwined family tree, a house, and icons for Executor Appointments, Guardianship, and Legacy Gifting on a navy blue background.
PILLAR I: Creating a cohesive, legal structure for your unified estate plan and securing your family's future.
A high-end medical and financial legal illustration titled 'PILLAR II: TOTAL CAPACITY AUTHORITY' in Roman numerals. The golden blueprint combines a medical Staff of Asclepius with a key, featuring icons for Medical Decision-Making, Care & Lifestyle, and Life-Sustaining Treatment on a navy background.
PILLAR II: Establishing absolute authority over your medical welfare and daily care through the Mirror Complete LPA suite.

Pillar II

The Complete LPAs
Total Capacity Authority

Tier II includes all four Lasting Powers of Attorney. This goes beyond the bank account to protect your physical being and medical dignity.

  • Medical Decision-Making: Give your partner the legal right to consent to or refuse medical treatments on your behalf.
  • Care & Lifestyle: Ensure decisions about your daily routine, diet, and care home placement stay within the family.
  • Life-Sustaining Treatment: Explicitly authorize your partner to make final decisions regarding your end-of-life care.

The Roadmap

Our Professional Process

Expert legal drafting meets modern efficiency. Here is how we move from your initial inquiry to total medical and financial protection.

1

Initial Discovery

A dedicated 1-on-1 consultation to map out your family dynamic, assets, and critical medical/welfare preferences.

2

Expert Drafting

Our SWW-qualified specialists draft your 6 bespoke documents, ensuring total accuracy across both Health and Finance.

3

Review & Signing

A guided call to review every clause, focusing on your medical autonomy. We then provide full execution and witnessing guidance.

4

Secure Custody

Original documents are moved to our fireproof vault. We register your Wills and handle OPG filing guidance for all 4 of your LPAs.

Expert Insights: Total Authority

Why do I need a Health & Welfare LPA?

Most people assume their spouse can automatically make medical decisions. In the UK, this is not the case. Doctors have the final word on treatment unless you have a Health & Welfare LPA in place. This document legally forces the medical team to consult your partner on everything from daily care to life-sustaining surgery.

Life-Sustaining Treatment Authority

The Mirror Complete tier includes a specific section regarding life-sustaining treatment. By appointing your partner as an attorney here, you ensure that decisions about "switching off" or continuing care are made by someone who loves you and knows your values, rather than a hospital consultant following clinical guidelines.

Control Over Care Home Placement

If you lose capacity and don't have a Welfare LPA, Social Services can decide where you live. This could mean being placed in a facility far from your family. With this suite, your partner retains the legal authority to choose your care environment and advocate for your comfort.

The "Mirror" Advantage

By mirroring these four documents, we create a **closed loop**. It ensures that no matter which partner faces a crisis first, the other has the immediate, legal, and pre-authorized power to step in—financially and medically—without a second of delay.

The Authority Suite

Protect your health and family.

£495

Fixed Collection Fee

Collection Includes:

  • 2x Professionally Drafted Mirror Wills
  • 2x Health & Welfare LPAs
  • 2x Property & Financial LPAs
  • Initial Inheritance Tax (IHT) Advice
  • Dedicated Estate Planning Consultant
  • Professional Assistance with Signing
  • National Will Registration & Vaulting

Staged Payment Plan:

20% Non-Refundable Deposit to Start

30% Upon Approval of Initial Drafts

50% On Final Completion & Signing

✓ SWW Qualified Drafting ✓ £2m Professional Indemnity Insurance ✓ Rated 4.8 Excellent on TrustPilot